Broker email in. Reviewed deal, underwriting model, credit memo, and lender-ready Excel out.
The flagship Bridgewerks offering: the full path from first broker submission through reviewed intake, underwriting, approval, and closing. The approved loan boards into servicing without re-keying — it's the same structured record, not a handoff to a different system.
Meridian Bridge Capital, and a broker named Tricia Lam.
Every artifact below is a real product output shape, shown with a wholly fictional lender (“Meridian Bridge Capital”), broker, sponsor, and deal — the same fictional demo world Bridgewerks ships internally for training and QA. No customer data appears anywhere on this site.
Marcus, Dana — Bringing you Ashford Flats: 48 units at 2140 Ashford Creek Dr, Charlotte (UNCC submarket). Purchase price $7.2M ($150k/door). Sponsor is Ashford Creek Partners (Daniel Reyes) — you've closed two with them. Ask: $5.4M initial + $850k reno holdback, 18 months IO. In-place rents ~20% under market; plan is $15k/door interiors. Rent roll and T12 attached. Can get you the appraisal engagement this week if there's interest. — Tricia
Recommend approval at $5.4M initial (75% LTC) with $850k holdback, 10.25% IO, 2% origination, 18+6 structure. Base case exits via agency refinance at stabilization (month 20) with projected 1.35x stabilized DSCR at takeout underwriting.
| Cell | Formula | Value |
|---|---|---|
| B4 | =BW.DEAL("ashford-flats","loan_amount") | $5.40M |
| B5 | =BW.DEAL("ashford-flats","interest_rate") | 10.25% |
| B6 | =BW.DEAL("ashford-flats","back_end_funds") | $850K |
A token-gated link brokers use to submit deals directly, with per-broker analytics on your side.
Broker emails, OMs, rent rolls, and T-12s parsed into a structured deal. Review-and-apply — a human signs off on every field before it's canonical.
16 pure-function calculation modules — loan schedule, DSCR, exit scenarios, A/B piece, sources & uses, sensitivity, scorecard.
Market and sponsor research surfaced inline; a full IC memo drafted from the underwriting model, exported as a formatted DOCX.
LOI generated from deal terms and routed through your configured approver chain.
On-demand, organization-branded teaser and export documents — your logo and letterhead, not a Bridgewerks template.
Deals are matched against configured lender criteria across capital-source types, with the reasons a box fits or doesn't.
The underwriting model exports as a multi-sheet workbook a credit committee can open cold, no macros required.
An approved, closed loan moves into the servicing record with its full source and model history — see Servicing & Asset Management.
Optional, per-organization integrations. With nothing configured, the deal's External Data card simply shows a one-line 'not run' notice — nothing silently substitutes for it.
The Excel client is real and sideloadable today; it is not yet listed on Microsoft's Marketplace. See the Excel platform page for the exact line.
Today's intake mailbox routing predates the multi-tenant migration. Organization-scoped inbound email is in progress, not yet the default path for every organization.
Conversational upload-and-cite analysis over deal documents is on the roadmap; today's Ask surface does not yet cite source documents inline.
A generated, editable slide deck for credit committee is planned; no PowerPoint/PPTX output ships today.
Origination & Credit owns the deal from first submission through the closing decision. It hands off — not duplicates — once a loan boards: Servicing & Asset Management operates the boarded loan, and Capital & Investor Management owns capital-source configuration and investor operations. Origination consumes capital-fit results; it doesn't own those records. Bridgewerks doesn't claim full generic LOS parity — it leads with bridge-lending underwriting and one structured loan record.
Watch a broker email become an IC memo.
We'll walk a deal that looks like yours through intake, underwriting, memo, and Excel — then you decide if it belongs on your desk.